MEFCU Loan Rates
General Loans
|
Share Secured (Regular Shares)
|
5.00%
|
60 Months
|
|
Signature/Unsecured (10% of income - up to $5,000 Limit)
|
11.0%
|
48 Months
|
|
Secured (Other than home improvement)
|
10.0%
|
48 Months
|
|
Home Improvement
|
8.5%
|
48 Months
|
|
Tuition (Private or College)
|
8.5%
|
24 Months
|
New Car Loans
|
2007 and Newer (20% down)
|
5.25%
|
72 Months
|
|
2007 and Newer (10% down)
|
4.99%
|
60 Months
|
|
2007 and Newer (0% down)
|
5.99%
|
60 Months
|
Used Car Loans
|
2004 thru 2007
|
6.25%
|
60 Months
|
|
2002 thru 2003
|
8.25%
|
36-48 Months
|
|
1998 thru 2001
|
9.25%
|
36 Months
|
|
1997 and older
|
10.75%
|
24-36 Months
|
Boat, RV, & Motorcycle Loans
|
New - First Titled
|
7.00%
|
60 Months
|
|
Used (10% down payment)
|
8.25%
|
48 Months
|
Real Estate Loans
|
30 Year Fixed
|
6.25%
|
360 Months
|
|
15 Year Fixed
|
5.875
|
180 Months
|
|
Second Mortgage
|
8.25%
|
180 Months
|
|
|
|
Quick Loan Rates |
Rates Effective 05/01/2008
| Loan Type |
Term |
APR |
| New Auto Loan |
5 Yrs |
4.99% |
| Home Improvement |
4 Yrs |
8.5% |
| Signature Loan |
4 Yrs |
11.0% |
|
 |
Mortgage Rates |
Rates Effective 5/01/2008
| Loan Type |
Rate |
APR |
| 30 Yr Fixed |
6.125% |
6.254% |
| 15 Yr Fixed |
5.5% |
5.646% |
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Apply for Loan |
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